Week 2: What is Enough?

Inner Wealth Inventory

The fundamental assets of wealth are found within you. These incalculable treasures include physical and intellectual abilities, creativity, judgment, learned skills, talents, experience, attitude, ambition, self-respect, intuition, and spiritual connection. These are the essential powers of self that enable a person to produce and to serve.

Most people are engaging only a small percentage of their inner wealth. Yet our inner wealth is our most immediately available and most convertible asset. As you develop a deeper knowing and appreciation of your talents and treasures, you will increase your well-being. As you build trust in your own abilities, you will become more confident in your value. Those money conversations will become less awkward, and you will shine brighter. By mastering our attitude and attention, we are able to influence positive change and engage in more meaningful ways.

Look at the natural process of metamorphosis. To undergo its transformation into a butterfly, a caterpillar must first retreat into a chrysalis. This is a profound metaphor for the importance of closing out the external world in order to do the absolute introspection required to become the magnificence we truly are. As you dedicate to this process of transformation, remember the importance of developing your inner wealth as you prepare to spread your wings and fly.

Let this activity be a practice of self-love, regardless of your answers. Appreciate what is, and acknowledge the longing for change. For when we work with the paradox of satisfaction and longing we accept both what is and what will be. You are enough!

List ten things that you love about your body:

Examples: I am strong. I rarely get sick. My sense of smell.

List ten of your emotional and mental strengths:

Examples: I have an excellent memory. I am empathetic. I am a loyal friend. I am calm in emergencies.

List at least five spiritual, religious, or personal attributes that you consciously cultivate within your daily life:

Examples: I am a good listener. Being grateful. Being patient. I’m reliable and kind. Connection to spirit through nature.

List at least three events or times in your life that have deeply tested your inner strength (next to each experience list the qualities you gained):

Examples: Traveling abroad (global awareness). Birthing two babies at home (trust in my body). Climbing out of the Grand Canyon (awareness of my endurance).

List at least five actions you want to take in the coming year to cultivate your inner wealth:

Examples: Prioritize exercising at least three times a week. Give more compliments than criticisms. Stop watching television. Abstain from…. Find a professional to support me with….

Create a Budget

budgetcalculator

A budget is an important way of understanding and controlling how money is flowing in your life. Consider getting creative with the names of categories in your chart of accounts, to reflect your unique values. After this, take some time to look through your bookkeeping software’s chart of accounts and add or delete categories as you make it your own. Remember, you can continue to add categories later, as needed.

In the webinar, Kirsten encourages you to also sketch your budget for the eight forms of capital which she explains. Sometimes it is hard to discern what is enough. We each have an energy budget, which money is but one part of. The declaration of boundaries in a budget originates in enoughness. To say, “that is enough” is to take a stand and make a choice because you know your priorities intimately.

Consider talking with your partner as you ponder a financial decision “Is there enough…” Consider estimating your expenses below and then comparing with your actual numbers. Discuss with your partner if feeling courageous.

Here’s a sample of  list of  expenses you can use.

Average Monthly Expense ($) Worldly Matters Value-Based Name
Rent or Mortgage
Home Telephone
Cell Telephone
Internet
Electricity & Gas
School Loan Payments
Car Payment
Car Insurance
Car Repair
Gasoline
Groceries
Meals Out
Entertainment
Dentist & Optometrist
Health Insurance
Uninsured Healthcare
Clothing & Drycleaning
Education
Spirituality
Hair & Beauty
Travel
Contribution to Investments
Contribution to Savings
Taxes
Childcare
Bank Fees & Interest
House Repairs
Property Taxes
Cable TV
Donations
Household
Total

For a google docs copy of this sheet, click the link on the resources below.

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